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How to File a Boat Accident Claim

Boating can be enjoyable and exciting, but it can quickly turn deadly if you're not cautious. Boats must also follow strict safety rules to avoid injuries.

If you've been injured in an accident while on the boat, you may be eligible to receive compensation for medical expenses as well as property damage. To increase your chances of success get in touch with a professional New York boat accident attorney.

1. Gather Evidence

The most important thing to do after an accident on a boat is to gather evidence and contact an attorney. You should also seek medical attention as soon as you notice any injuries. Medical records and other evidence is needed to support the claim for damages including future and current medical costs in addition to loss of income earning potential, property damage and other non-economic damages such as pain and suffering.

Photos and video footage can help preserve evidence from the scene of a boating accident. Eyewitness testimony is a crucial element of evidence, as it can give valuable information regarding the cause of a collision that might otherwise be missed. Police and incident reports can also be used to determine the time line of what happened during the investigation.

A knowledgeable lawyer will review the evidence and determine which parties are responsible for victim's injuries and related losses. A successful negligence case for a boating accident usually involves multiple liable parties which includes the boat's operator and the owner or manufacturer of the watercraft.

A reputable attorney will handle all communication between the insurance company and the victim involved in the claim for compensation of the victim. An attorney can prevent victims from revealing information that could be used against them in court, and they can also assist victims receive fair settlement offers for their damages.

2. Make a Report

When a boating incident occurs the first thing you should do is make sure that everyone involved is safe. You should then call the police at the scene and file a formal report. Depending on the state laws and regulations, you may have 48 hours to make reports in the event of death or serious injury needing medical attention above first aid. Additionally, you may be given ten days to file a claim in the event of more than $2,000 in damage or if the boat is destroyed.

If possible, you should be at the scene to assist other boats or people without putting your safety or that of the victims in jeopardy. This will help the law enforcement officer note important details, such as how the accident happened and who was on the boat accident lawsuits at the time of crash and the cause of the crash.

Unfortunately, even highly trained and experienced boaters can get involved in accidents on the water due to someone else's negligence. A knowledgeable attorney can determine the responsible party for your damages, and help you seek compensation. The types of damages that are recoverable include medical expenses, property damage, and financial losses. A lawsuit against the responsible party could also result in financial compensation for your discomfort and pain and loss of quality of life, and emotional stress caused by the incident.

3. Inspect the Damages

Once medical professionals have checked the injuries of everyone and are in a safe area it is crucial to look at the damage to the boat. Now is the time to start thinking about your insurance policy.

A surveyor will be assigned your claim and will visit to assess any damage caused by the accident. The surveyor will then compare the damage with the ones originally reported by you and will then begin to figure out how much the damages might be worth.

It is impossible to control every aspect that can cause a boat crash. If there was a manufacturer defect in the vessel itself, it may be possible to make a claim for product liability against the company who manufactured the boat.

In these situations it is vital to find a lawyer who is familiar with handling boating claims because they are able to create an air-tight case that proves that the manufacturer was accountable for the accident.

It is also important to note that different kinds of boats are covered in different ways by insurance policies. For example homeowners insurance will generally only cover smaller boats that have an engine that is below 50 HP. This means that jet skis, airboats and larger vessels won't be covered by homeowner's insurance.

4. Contact an Attorney

When you are safe and have seen a medical professional regarding injuries, make sure to inform your insurance company. Even if there is no police report, you'll still have to inform your insurance company. It is essential to be aware of your information because insurance companies will often try and determine who is at fault for the accident. This can decrease the amount of compensation you receive. The NYC lawyers for boating accidents at Mirman Markovits & Landau work to prove and limit these claims.

If you are able then it's a great idea to collect information about the other boat operators or owners that were involved in the crash. This includes their name, address as well as their phone number and insurance details. It is also beneficial to keep a copy of the accident report that has been filed.

Boat accidents can be terrifying and cause serious injury. They can result in significant medical costs, lost earnings and damages. The responsible parties should be accountable for any harm that they cause. The at-fault parties and insurance companies won't give you the compensation you're entitled to, so it is important to consult a seasoned New York injury attorney as soon as you can. This will help to level the playing field and allow you to focus on getting well.