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Motor Vehicle Legal Terms

Motor vehicle laws vary greatly from state to state. In general, the laws assume that the vehicle was used with the consent of the owner.

Laws that increase penalties, making revocation automatic or targeting social hosts can have mixed effects on mortality rates. Mandatory education, alcohol treatment and interlock devices all have small effects.

Legal Definitions

State laws govern motor vehicle accident law firms vehicle legal terms. The definitions used by the federal government for national fuel economy standards and licensing requirements for drivers of commercial vehicles are mostly administrative in nature and do not apply when states determine their own registration classifications. These vehicle registration classifications determine whether a driver must be issued a special license to operate certain kinds of vehicles.

The state laws define the terms "automobile," "light truck" and other. For instance the definition of light truck includes any motor vehicle accident lawyers vehicle that has an estimated carrying capacity of less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. It also excludes any combination of vehicles that is intended to transport property or passengers wholly within its own structure, like manufactured homes and trailers.

Wheel chair is a conveyance with wheels that is utilized by people who are physically disabled and cannot walk. A moped is a vehicle with only three wheels on the ground and that travels at an maximum speed of 35 miles per hour.

A pedicab vehicle is one which is driven by an operator sitting on it. A person who owns the legal title to a vehicle is known as its owner.

Traffic Laws

Typically, each state has its own set of Motor vehicle Accident law firm vehicle law that regulate everything from the registration process to insurance requirements. These statutes also address the kinds of vehicles that are subject to the law. Some of these laws are identical across states, while others vary considerably. For instance, there are laws that restrict the number of people a person can transport in a pedicab. There are also laws that prohibit reckless driving on certain kinds of roadways, such as parking spaces.

Any person who operates a motor vehicle in contravention of these laws could face penalties and fines for violating these laws. Penalties could include having your license revoked or the requirement to attend traffic school.

One of the most important laws in a state regarding vehicles is the speed limits set on roadways. In New York, for example it says that the speed limit for a commercial vehicle is similar to that of an automobile.

It also defines a "motor vehicle" as any vehicle or any other device that moves mechanically and used on a highway to transport property or people or for commercial reasons. It excludes semitrailers and trailers, coaches or house trailers or vehicles that only run on tracks or rails, snowmobiles and all-terrain vehicles and motorized mobility aids used by people with disabilities, and self-propelled hay harvesting or corn harvesting machines and tractor.

Insurance

A motor vehicle policy is a contract that protects the insurer from financial loss in the event of bodily injury or death or property damage caused by a third-party that results from the ownership, operation, maintenance or the use of an insured vehicle. It also provides protection against physical damage to the insured vehicle itself. It must contain the name and address of the insured named, the coverage afforded by the policy, the cost payable, the duration of effectiveness and the limits of liability. It must also contain an agreement or endorsement that states that the insurance offered is in accordance with coverage provided for bodily injuries or death, or property damage.

Duncanville law firms often recommend that clients review the sample motor vehicle policy in order to be aware of the terms. One of the biggest areas of confusion is the definition of the term "motor vehicle." The phrase is used often in statutes governing the registration of vehicles and financial responsibility laws.

Examples of coverages offered under an insurance policy are commercial auto coverage for vehicles that are used for commercial and business establishments or for employment, activities, or occupations done for profit, and automobile liability insurance, which includes PIP MP, PIP, and uninsured and underinsured motorist coverage (UM/UIM). This type of insurance is required by several states.

Permitted Use

If someone other than a named insured or family member drives your vehicle and is involved in getting involved in an accident, it is crucial to know the way insurance coverage works in these circumstances. This is known as permissive usage and the specifics of your policy might differ, but in general most large car insurance providers offer this type of coverage.

It is important to keep in mind that you are accountable for any damage caused by a driver who has your permission. Permission can be implied or express and does not typically require writing.

In determining whether there is implied permission, courts will look at the relationship between the parties; their prior behavior and use of the vehicle; and circumstances surrounding the particular driving event in question. A court will also consider the extent to which restrictions were imposed on the permissive use and if even a minor deviation from the time, place, and usage limitations of the permission would be in violation of these restrictions.

Remember that adding another driver to your insurance is likely to result in your premium going up, since it makes the car more risky to insure. It is therefore important to think about your options carefully before lending your vehicle to other people. If you aren't sure whether to include someone on your policy or not, get in touch with Jerry to discuss the specifics of your insurance policy and get a free quote.