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How to File a Boat Accident Claim

Boating can be thrilling and enjoyable, however if you are not careful it can quickly turn dangerous. Just like cars, boats must follow strict safety rules to prevent injuries.

If you've been injured in a boating accident you could be entitled to compensation for your medical expenses as well as for property damage. To increase your chances of success get in touch with a professional New York boat accident attorney.

1. Gather Evidence

The most important thing to do after an accident on a boat is to gather evidence and contact an attorney. You should also seek medical assistance immediately for any injuries. To support a claim medical documents and other evidence are required. This includes both future and present medical expenses in addition to loss of earnings or earning potential, damage to property as well as non-economic damages like pain and suffering.

Photos and video footage can be useful in preserving physical evidence at the scene of an accident. Eyewitness testimony is a crucial piece of evidence, as it can give valuable information regarding the cause of a collision that might otherwise be omitted. You can also use police and incident reports to create an outline of the timeframe.

A lawyer who is knowledgeable can review the evidence to determine which parties could be responsible for the victim's injuries or losses. A boating accident negligence claim usually involves multiple parties, including the driver of the boat and the owner or manufacture of the watercraft.

A reputable attorney will handle all communication between the insurance company and the victim involved in the claim for compensation of the victim. A lawyer can help victims to avoid saying anything that could be used against them in a court of law and can aid victims in obtaining fair settlements for damages.

2. File a report

When a boating accident occurs, the first thing you must do is ensure that everyone is safe. You should then call the police in your area and file a report. In accordance with the state laws and regulations, you might only be given 48 hours to file an official report in the event of death or serious injury that requires medical attention beyond basic first aid. You could also have 10 days to file a report if the accident causes more than $2,000 in damages or the boat is damaged.

You should also remain at the site of the accident to help other boats or individuals if you can, without putting at risk your safety or that of the victims. This will allow the law enforcement officer to record important information like the manner in which the accident happened and who was on board at the time of the collision, and what caused it.

Unfortunately, even highly trained and experienced boaters may be involved in accidents on the water due to the negligence of another. An experienced attorney can assist you in identifying the responsible party responsible for the damage and seek compensation. The types of damages that are recoverable include medical expenses, property damage, and financial losses. A lawsuit against the responsible party could also result into monetary compensation for your pain and discomfort as well as loss of quality of life, and emotional trauma that is caused by the accident.

3. Inspect the Damages

After medical professionals have examined the injuries of everyone and are in a safe area It is essential to take a good look at the damage to the boat. Now is the time to start thinking about your insurance policy.

A surveyor will be assigned to your claim. They will come out to inspect the damage caused by the accident. The surveyor will evaluate the information you initially provided to the damage and begin calculating the value of the damages.

Most boat accidents are the result of a mix of causes and it's not always possible to control all of them. If there was a defect by the manufacturer in the vessel it could be possible to file a product liability claim against the manufacturer of the boat.

In these instances you will require an attorney with experience boating claims. They can build a strong case to prove that the manufacturer is responsible for the accident.

It is important to keep in mind that different types of boats are covered by insurance policies in different ways. For example homeowners insurance will usually only cover smaller boats that have an engine which is less than 50 HP. This means that airboats, jet skis, and larger vessels won't be covered by homeowner's insurance.

4. Contact an Attorney

Once you're secure and have visited a medical professional regarding injuries, make sure to notify your insurance company. It is likely that you will need to do so even when no police report has been filed. It is essential to be aware of your personal information because insurance companies frequently try and assign blame for the incident. This can reduce the amount of compensation given. The NYC boating accident attorneys at Mirman, Markovits & Landau will fight hard to debunk these claims and reduce the amount of fault attributable to you.

If you are able you, it's a good idea to gather information on the other boat owners or operators who were involved in the crash. This includes their name, address as well as their phone number and insurance information. It is also beneficial to have a copy the boating accident report that is filed.

Boat accidents can be terrifying and can result in serious injuries. They can cause substantial medical expenses as well as lost wages and other damages. The parties responsible must be accountable for any harm they have caused. The at-fault parties and insurance companies are not likely to provide you with the amount you are due, so it is important to speak with an experienced New York injury attorney as in the earliest possible time. This will allow you to concentrate on getting better and level the playing fields.