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How to File a Boat Accident Claim

Boating is often fun and thrilling, but it could quickly turn deadly if you're not cautious. Just like automobiles, boats must abide by strict safety rules to prevent injuries.

If you've suffered injuries in an accident on the water, you could be eligible for compensation for medical expenses as well as property damage. Contact a New York boat accident lawyer to increase your chances of winning.

1. Gather Evidence

The most important thing you can do following an accident with a boat is to collect evidence and then contact an attorney. You should also seek medical attention immediately for any injuries. Medical records and other evidence are needed to support claims for damages, including future and current medical costs and loss of income or earning potential, property damage, and other non-economic damages such as pain and suffering.

Photos and video footage can be used to preserve physical evidence from the scene of a boating incident. Eyewitness testimony is an additional important evidence source, as it can provide valuable details about the causes of a collision that might otherwise be overlooked. Police and incident reports can also be used to determine the timeline of events that occurred in the case.

A lawyer with experience can scrutinize the evidence to determine who is responsible for the victim's injury or losses. A successful negligence claim for an accident involving a boat usually involves multiple parties liable, including the boat operator and the manufacturer or owner of the watercraft.

A reputable lawyer can manage all communications with insurance providers who are involved in a person's claim for compensation. A lawyer can stop victims from saying anything that could be used against their case in court. they can assist victims receive fair settlements for their losses.

2. Report a crime

In the event of a boating crash the first thing you must do is ensure that everyone is safe. Then, you should call the local law enforcement agency and fill out a report about the incident. Based on the laws of your state and regulations, you might only have 48 hours to file an account in the event of death or serious injury that requires medical treatment beyond basic first aid. Additionally, you may be given 10 days to file a report in the event that the accident causes more than $2,000 in damage or if the boat gets lost.

You should also remain at the site of the accident and assist other boats or people, if feasible without risking your own safety or that of the victims. This will allow the police officer to record important information such as how the accident happened and who was on board at the time of the crash and the reason for it.

Unfortunately, even well-trained and experienced boaters may be involved in water-related accidents because of the negligence of someone else. An experienced attorney can pinpoint the negligent party accountable for the damages you suffered, and assist you pursue compensation. Damage to property, medical expenses and financial losses are all recoverable damages. A lawsuit against the party responsible could also result into monetary compensation for your discomfort and pain and loss of quality of life, and emotional stress associated with the accident.

3. Inspect the Damages

After medical professionals have examined the injuries of everyone, and they are all in a safe spot, it is important to take a careful review of the damage to the boat accident lawyers. It is now time to think about your insurance policy.

A surveyor will be assigned to your claim and will go out to assess the damage caused by the accident. He or she will compare the damage to the original described by you. They will then start figuring out what the damages could be worth.

It is impossible to control every single factor that causes a boat accident attorney accident. However, if there was a manufacturer defect on the boat itself it might be possible to make a claim for product liability against the company who manufactured the boat.

In these instances, it is essential to find a lawyer who is familiar with handling boating claims because they can build an air-tight case that proves that the manufacturer was accountable for the accident.

It is important to keep in mind that different types of boats are insured by different policies. For instance homeowners insurance will usually only cover smaller boats with an engine that is less than 50 HP. This means that jet skis, airboats and larger vessels will not be covered by homeowner's insurance.

4. Contact an attorney

As soon as you are secure and have been examined by an expert medical professional for injuries, be sure to inform your insurance company. You will likely need to do so even there is no police report filed. Be careful when providing information to insurance companies as they will often try to blame someone else for an accident. This could limit the amount of compensation you are paid. The NYC lawyers who handle boating accidents at Mirman Markovits & Landau work hard to challenge and limit these claims.

It is beneficial to collect as many details as you can about the other boat owners or operators involved in the incident. Included in this list are their names, addresses and phone number along with any insurance details. It is also helpful to have a copy of the boating accident report which is filed.

Boat accidents can be frightening and cause serious injury. They can cause significant medical bills along with lost wages and other damage. The parties responsible must be held accountable for any harm they have caused. The at-fault parties and insurance companies are not likely to provide you with the compensation you deserve willingly It is essential to seek out an experienced New York injury attorney as soon as you can. This can help level the playing field and allow you to focus on healing.