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Car Thefts Caused by Keys Left in Car

The number of car thefts that occur when car owners leave keys in their cars is increasing. This can be a frustrating and expensive experience.

The answer to the question "does insurance cover cars stolen when keys are left behind?" is yes, but only when you have full coverage (other than liability) on your policy.

1. Check Your Pockets and Bags

If you reach for your pocket or bag and you can't find your car keys, it could be a frustrating experience. When you are rushing it's easy to forget things. It is easy to get distracted and lose your car keys. Even if you're cautious, it is possible to lose your keys.

This is especially relevant for cars that are newer and have key fobs that have to be programmed for your specific vehicle. There are some who have been victims of "Relay Attacks" that is when a thief is waiting near your home equipped with a device that records the signal from the key fob and sends it to an accomplice who waits outside of your house with another device that unlocks your car. This type of theft occurs more often than you imagine, and can be done with a simple smartphone application.

If you've checked all of the usual places you're now ready to conduct a an exhaustive check of your pockets and bags. Included in this are the pockets on your pants, jackets and any bags that you may have. You can also look in places you don't typically put things, like the bottom of a purse or the inside of your shoes. It may also be helpful to ask friends or family members whether they have your keys, particularly in the event that you haven't lost them before.

If you don't find them, go through your day to determine where you might have put them. You could have accidentally knocked them out of your bag or dropped them when you were taking food items out. Sometimes, they're hidden from view like under the couch cushion or the mail stack.

Never hide your spare car key stolen what to do - moved here - key in your car, and don't have one keychain that can hold both your car keys and your house keys. You are more likely to lose them, since thieves will check your vehicle for these items and assume that you have them. It is also crucial to report the theft immediately to help law enforcement track down the culprit and save money on your insurance rates in case you have to file a car theft claim.

2. Check Under the Car

Not only can a lost set of keys for your car be costly and expensive, but they can also pose a security risk. The thieves could use your lost car keys to get into your car and gain access to personal items stored in the trunk. This can lead to identity theft on top of the loss of your car key stolen but not car.

If you leave your keys to your car in the ignition, thieves could quickly start your vehicle and drive it away. Firestone warns you not to keep valuables in your vehicle particularly if you've put the keys in the ignition. If you need to leave your purse or cell phone in your car, consider placing it in your trunk. Keep your car doors closed and your keys locked in the ignition whenever you visit a petrol station or convenience store. These locations often have parking areas where people stay to go in and out of the store or leave their vehicles idle while they shop, which makes them an easy to target for thieves.

Another blunder that can lead to theft is leaving your spare key in the cupholder, or under the visor. Thieves can easily identify a spare key and quickly utilize it to break into your vehicle, since it's not secured.

In the past, misplacing or losing your key was not a big issue. But as automobiles have advanced in technology keys have become increasingly sophisticated become increasingly difficult to replace without the original. A locksmith can duplicate an older key dependent on the model and year, but for newer vehicles you'll need to go to an automaker or dealership to get a replacement.

If you've had your vehicle stolen with the keys inside the car, you should make a claim with your insurance company as soon as you can. Depending on your state and insurance policy Comprehensive coverage (often known as "other than collision") or property insurance could be able to cover the cost of replacing your keys. If you've bundled car and home insurance, you can file both claims simultaneously, saving you time and hassle.

3. Walk Back Through Your Day

A quick stop at a petrol station to purchase fuel, and you leave your keys inside the car while you rush into the shop to pay. You think you've parked in a safe spot but thieves are aware of your routines and make use of it.

Retracing your steps is the first thing you must do when you're able to relax and allow your rational side to take over. This will allow you to locate your keys that you've lost and aid you in learning from the mistake and prevent it from occurring again in the future.

So, check the pockets of all the jackets and bags you've been wearing since the time you last used your keys and examine the surfaces on which you could have placed them down, such as tables or countertops. Take note of whether you accidentally knocked your keys out of the bag when you reached in to get your phone.

If you're unable to find your keys, contact the police to report they are missing. If you follow these guidelines remain calm and repeat the steps, the chances of recovering the keys you lost are very good. However, it's worth noting that car thefts are increasing in the US and some thieves have discovered ways to hack into key fobs to drive away without the owner's permission. Be extra cautious, and use tools like inventory management software to keep track of where your keys are.

4. Call the Police

It's not only embarrassing to leave your keys in your vehicle and increase the chances of your vehicle being stolen. It's essential to find out whether your insurance policy will cover theft of your vehicle in the event that you accidentally put your keys in the car stolen without key. Here's the good news: If you have comprehensive (sometimes referred to as "other than collision") coverage, your insurance company should take care of the damage to your car and any other items that were in it when it was taken.

It is important to remember that the deductible will be applicable. Also, it's important to remember that the insurance policy will probably conduct a credit check to make sure there isn't fraud. In addition, your state's DMV may need to be informed of the theft so they can correct their records, making it more difficult for the thief to sell your car.

If you have insurance that is comprehensive the insurer will first verify that the car was stolen (and not just a smashed or damaged vehicle). They will then likely notify the police and be in charge of the investigation. You must provide the police a detailed description as well as a list of valuables in your car and a copy of the title is available.

There are many things that could be wrong with your day from being stuck in traffic to misplacing your wallet, and leaving keys to your car is certainly one of the most common. This is why it's crucial to keep your car locked, never leave valuables out in the open, and don't park in unsafe areas for extended durations of time.

Whether you live in Pueblo or not, there is always a chance that your car will be taken. my car key was stolen thieves are not limited to the top five metropolitan areas. Anyone can become victimized at any time. If you need to talk with a Tampa personal injury lawyer regarding the aftermath of a car accident or any other legal issue, call the Rinaldo Law Group today to arrange a no-cost consultation.